TERMS AND CONDITIONS

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, the lender will ask for your name, address, date of birth, and other information that will allow the lender to identify you. The lender may also ask to see your driver’s license and other identifying documents.

Minimum repayment term is 12 months. Maximum is 72 months. APR’s can range from 3.95% to 35% depending on the state. Representative Example: For a $7,000.00 48-month loan at an interest rate of 8.0%, you will receive a loan amount of $7,000.00 and will make 48 monthly payments of about $170.89 at an 8.0 APR. Total loan cost would be $8202.74.

Disclaimer: The operators of this website are not a lender, do not broker personal loans and they do not make any short term cash loans or any credit decisions. Nothing on this website is an offer or a solicitation to lend. This website helps borrowers find good and bad credit personal loans by referring them to our partners for long-term loans, otherwise known as installment loans as well as alternative loans, credit lines and credit cards. Providing your information on this website does not guarantee an approval other than what is outlined in the terms and conditions. Any questions concerning actual product offerings should be directed to the potential loan lender. We urge you to read our entire website so that you are aware of all of the information that we provide. GuaranteedLoans4all.com is a loan matching company. We review the information that you provide to us and if you meet certain requirements, we refer you to lenders or partners with which we do business (“partners”), whom we believe are most likely to provide you with a loan or credit extension based on our assessment of your information. Repayment terms vary by lender and local laws, and not everyone will qualify for the maximum borrowing repayment terms of 72 months. The APR, borrowing term and amount that you may be eligible for will be determined by several key variables including but not limited to your credit score, income and total debt as well as state limits. At GuaranteedLoans4all.com, we will provide you with the opportunity to provide us with your credit score, but we will never run your credit, which can result in a reduction of your credit score by a small number of points each time that it is run. This website does not constitute an offer or solicitation to lend. GuaranteedLoans4all.com is not a lender and does not make loans or credit decisions. GuaranteedLoans4all.com is not acting as a representative, agent, or correspondent for any of the partners. GuaranteedLoans4all.com does not control and is not responsible for the actions or inactions of any partner. GuaranteedLoans4all.com does not endorse any particular partner or loan product. You are under no obligation to use GuaranteedLoans4all.com’s service to initiate contact or apply for a loan or credit with any of the partners. GuaranteedLoans4all.com does not guarantee that your submission of a loan application will result in you being matched with a partner, being offered a loan with rates or terms that are acceptable to you, or receiving a loan. Participating partners may take steps to verify the accuracy of the information that you have provided including, but not limited to, your social security number, driver’s license number, national ID, or any other state or federal identifications and may review the information against national databases including, but not limited to, Equifax, Transunion, and Experian, to determine your credit worthiness, credit standing and/or credit capacity. In addition, if your application results in a loan offer, they may use your personal information to market their services to you. We may financially benefit from anything you read or click on while visiting our site. Our services are available in all 50 states and our service availability and the scope of the services we offer are subject to change without notice. All loans are subject to credit approval. All of the lenders we work with can offer free rate quotes with no impact to your credit whatsoever. We have some Loan Providers that are able to issue pre-approval quotes without performing any credit check, and other Loan Providers that can issue pre-approvals and approvals via a soft credit check (no impact to your FICO credit score or rating). We have some Loan Providers, that once matched with, may need to collect additional information from you including your SSN, for the purpose of doing a soft credit inquiry to determine whether or not to extend potential offers to you. There is no impact to your credit score or rating when a lender performs a soft credit inquiry. Once you receive and accept a guarantee, we will hand you off to that lender for the purpose of you becoming their client. During the process of finalizing your financing, some Loan Providers may need to perform a hard credit inquiry. Those Loan Providers will ask for your permission prior to doing so.

*Based on the information you provide, a Guarantee may be made. If a Guarantee is made, it is made by one or more of our lending partners and NOT by us. All guarantees are subject to an Agreement that needs to be authorized by both parties. Click here for sample agreements. GuaranteedLoans4all.com is a third-party matching service, referring customers to lenders and partners. GuaranteedLoans4all.com is not a lender and does not make any credit decisions. The guaranteed amount and interest rates are based on the information you have provided to us and is subject to change based on many varying factors. Each lending partner has its own criteria and is free to make its own credit decisions and are under no obligation whatsoever to you or to us. We may or may not be affiliated with the lenders and partners. Lenders or partners may have their own guarantee and/or terms and conditions. Please refer to their website as their guarantee and/or terms and conditions and/or privacy policy may be different from ours.

 

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E-mail: help@GuaranteedLoans4all.com